This privacy statement discloses the privacy practices Headwaters Financial Corp to promote the use of fair information practices.
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access any of your personal information.
What information do we collect?
We collect information from you when you register on our site and fill out a loan application on our platform. When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number or social security number.
What do we use your information for?
Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent.
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology. When the browser session is closed, your private information (credit cards, social security numbers, financials, etc.) will not be stored on our servers.
Why do we use cookies?
We use cookies to maintain user sessions.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information except as permitted by law. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, personal information may be provided to other parties for marketing, advertising, or other uses.
Third Party Links
Occasionally, at our discretion, we may include or offer third party links, products or services on our website. These third parties and their websites sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites and your choice to visit those sites is at your own risk. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
Your Consent
By using our site, you consent to our privacy policy.
Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page.
What does Headwaters Financial Corp. do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number, income and contact information
• Account balances, payment history and transaction history
• Vehicle Information and credit information
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Headwaters Financial Corp. chooses to share; and whether you can limit this sharing.
How do I limit my sharing?
Call us at 866-522-2180 and speak to one of our customer service representatives or email us at customerservice@hwfcorp.com or write us 11180 Alpharetta, HWY. Roswell, GA 30076.
Please note: If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Who do I call for questions?
Please call 866-522-2180 Monday thru Friday, 9AM – 6PM EST.
Who is providing this notice?
Headwaters Financial Corp.
How does Headwaters Financial Corp. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Headwaters Financial Corp. collect my personal information?
We collect your personal information, for example, when you:
• Give us your contact information
• Apply for financing or apply for a loan
• Pay your bills or provide account information
• Visit our website
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
How can I limit all sharing?
Federal law gives you the right to limit only
• Sharing for affiliates’ everyday business purposes — information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
What happens when I limit sharing for an account, I hold jointly with someone else?
Your choices will apply to everyone on your account.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include other financial companies and original equipment manufacturers.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners may include dealerships with which we have a business relationship, other financial companies and original equipment manufacturers.
Other Important Information
California and Vermont Residents: We will not share your information with companies outside of Headwaters Financial Corp. and its affiliates, except for our everyday business purposes, for marketing our products and services to you, or as required or permitted by law or with your consent.
Children’s Privacy: We do not knowingly collect personal information from children under the age of 18. If we become aware that we have inadvertently received personal information from a child under the age of 18, we will delete such information from our records.
Telephone Communications: All telephone communications with Headwaters Financial Corp. or our authorized agents may be monitored or recorded.